Ontario Oakville

Ontario Oakville.ca

Top Reasons to Use a Lethbridge Mortgage Broker

Posted by samanthas on April 14, 2012 in Home Living Tips, Oakville Ontario Services with No Comments


Lethbridge, Alberta is a wonderful place to live, work, play, and raise a family. This vibrant community is close to Calgary, the beautiful mountains and the border of the U.S. Buying property in this community is a great way to invest your capital. When looking to buy a home in this area, most people will require a mortgage in order to pay for a home. Rather than settle for what traditional banks and lending institutions can offer in terms of loan rates and mortgage conditions, use the services of a professional Lethbridge mortgage broker to get the best mortgage package possible. In particular, Jim Black, AMP is a mortgage broker that has the expertise and knowledge necessary to help all home buyers get approved for a mortgage.

Benefits of Using an Accredited Mortgage Professional

There are many reasons to use an experienced mortgage broker, rather than automatically turning to your bank for a mortgage. Some of these reasons include:

Reduce Your Work Load and Let Someone Else Do the Leg Work For You

Accredited mortgage professionals have the expertise and connections to find you the best mortgage package possible. Instead of you having to shop around looking for the lowest loan rate available for your mortgage, your mortgage broker can do that work for you. This takes the stress and frustration off your back so you can be sure to get the best package you can apply for.  Many mortgage products are not available to the general public.

Fill Out One Application

If you shop around for a mortgage yourself at each lending institution, you will most likely have to fill out individual forms for each lender. Rather than filling out numerous applications, simply fill out one form with your mortgage broker and allow them to shop it with lenders for approval to get the best mortgage product for your needs.  You will also not ruin your credit by having multiple credit reports pulled in a short period of time.

Get the Lowest Rate and Save Thousands

Your professional mortgage broker has access and connections to hundreds of lending products that provide a variety of rates and terms for a mortgage. They will know who to turn to in order to locate the lowest rate possible for your mortgage. By simply locking in at the cheapest rate possible, you can literally save thousands of dollars over the amortization of your mortgage, and pay your home off faster. Build equity in your home easily with a low interest rate on your mortgage.  They can also help you understand the small print and find the best terms for your personal needs.

Have Your Best Interests Taken Care Of

Since Jim Black and his award winning team work for you and not the bank, you can rest assured knowing that your best interests are being looked after. Traditional banks will only give you one option, which may or may not be in your best interests. Your mortgage professional will offer you unbiased advice that will help you in choosing the mortgage that’s right for you from the offerings of banks, credit unions, trust and finance companies as well as private lenders.  They are also your best option if you have a hard to place mortgage due to bruised credit, divorce, being self employed, new to Canada, a first time buyer or other reasons.  Mortgage brokers will help guide you through the entire mortgage process.

Service at No Cost!

Mortgage brokers are paid by the lenders, which means their services are at no charge to you! Take advantage of their knowledge, expertise and professionalism by using the services of an award winning mortgage broker like Jim Black, AMP.

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